Social Security Disability Benefits and Employment

Q: How long does a typical social security disability benefits claim take?

A: Unlike some other government programs, social security disability benefit claims do not have to be processed in within a certain amount of time. Some cases take years to receive a decision. Others, make it through the process very quickly. The norm for a social security disability case being reviewed for the first time is about ninety days. There are many factors that can influence the length of time it takes for your application to be reviewed.Although you cannot control how long it takes for your social security disability claim to be processed, you can assure that certain factors will not delay it. A common cause for delay is medical documents that have yet to arrive. It is helpful to confirm that all requested medical documents have been sent and received. If a consultative exam is requested, make sure you do it. If you cannot be present at a particular exam, it is important that you reschedule. Incomplete or lack of current data about your condition will slow the review process and, possibly, eventually cause a denial of benefits. Always confirm that your case manager has updated information regarding your address and phone numbers. And respond to any requests regarding your case. The representative handling your social security disability application wants to reach a decision too, so be polite and helpful. Lastly, it is smart to touch base with the disability manager handling your case from time to time to check the status of your file.

Q: Do you have to wait 5 months before you apply for social security disability benefits?

A: You should apply for social security disability benefits as soon as you become injured and know that your condition will prevent you from working for at least 12 months. You do not have to wait a certain period of time before you submit an application. A decision on a case can vary from months to years, so it is advantageous to submit your application for benefits as soon as you can. If you are awarded benefits, you will not be eligible for your first payment until after a 5 month waiting period after the date of onset of your condition.

Q: Can you work while your social security disability claim is pending?

A: Yes, you can work while you are awaiting a decision regarding your application for social security disability. The factor that influences your eligibility for benefits is not the employment itself, but how much income you make. You cannot earn above the limit Social Security has established as substantial gainful activity. That monthly amount is currently just under $1000 pretax.

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